Speaker: Nora Esther I INV-ESTHER
Moneysoul Coaching & Finanzberatung für Frauen
Phone number: 0176 - 61023123
Email: [email protected]
Website: www.inv-esther.de
Instagram: https://instagram.com/investher.noraesther
https://termin.inv-esther.de/appointment-page
Takeaways
The Find Your Money Flow workshop focused on unlocking financial empowerment, understanding our relationship with money, and taking actionable steps toward financial freedom. Below are the key takeaways
💰 Money Needs to Flow
Money is not meant to be stagnant—it’s energy, and for it to grow, it needs to move. Understanding your personal money flow is key to financial well-being.
🔹 Start by asking yourself:
What does financial freedom mean to me?
What energy do I associate with money?
How does my relationship with money affect my financial decisions?
💶 Discover Your Money Type
We all have different ways of handling money. Recognizing your money type helps you navigate finances more effectively. The four main types are:
1️⃣ The Saver – Loves security and saving but may struggle with taking financial risks.
2️⃣ The Spender – Enjoys spending and living in the moment but may need to focus on long-term financial stability.
3️⃣ The Avoider – Feels overwhelmed by financial decisions and often ignores money management.
4️⃣ The Investor – Seeks to grow wealth through investments and financial planning.
Understanding your money type allows you to make better decisions and create financial strategies that align with your personality.
💲 Setting Your Financial Goals
Your big financial goal serves as your navigation point. Ask yourself:
What’s my big number—the amount of money I need to feel financially free?
What steps can I take today to start working toward it?
What would I need to start investing right now?
⏳ Plan for Your Future: Retirement & Long-Term Thinking
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The average retirement age in Germany is 67 years old.
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Consider your life expectancy—how much money will you need to sustain yourself?
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Be honest with yourself about the amount you need to achieve financial freedom.
🪙 One decision is better than no decision—even small financial choices today can have a huge impact on your future.
📈 The Three Big Steps to Financial Freedom
1️⃣ Get Your Numbers – Understand your income, expenses, and financial goals.
2️⃣ Open Your Account – Start a dedicated account for savings and investments.
3️⃣ Be a Money Magnet – Begin with an initial investment and let your money work for you.
💰 Suggestion: Dedicate 20% of your income to savings and investments:
⏳ The Three Key Factors in Investing
1️⃣ Time – The earlier you start, the greater the impact of compound interest.
2️⃣ Interest – Find investment opportunities that align with your financial goals.
3️⃣ Money – Determine how much you’re willing to invest and grow over time.
💸 Final Takeaway: Let Money Work for You!
💰 Don’t just work for money—let money work for you. Investing and financial planning allow you to create long-term security and freedom. Start taking small, intentional steps today!
📌 Reminder: The best time to start is NOW!
